Policy Documents
Your holiday insurance, our expertise.
Annual Multi Trip
Covers you for all your trips this year, even those last minute adventures.
Learn more
Policy Wording
Since November 2019, Essential Travel's insurance policies are underwritten by Travel Insurance Facilities (TIF).
We have three brand-new travel insurance policies, which now have 3 levels of cover: Essential, Essential Plus and Superior.
Below you will find the policy booklets for each cover level, detailing the criteria of purchase, terms and conditions and what you are covered for on your policy. Simply click the links below to download the wording of your cover level.
For travel insurance policies purchased on, or after, 17th March 2020
For travel insurance policies purchased before 17th March 2020
Travel Magazine & Travel Blog
The ultimate online travel resource for armchair travellers and avid globetrotters alike.
Visit our monthly magazine & weekly blog for expert advice money saving tips and our pick of the best destinations to keep you inspired and in the know.
Essential Travel is a trading name of Holiday Extras Cover Ltd. Holiday Extras Cover Limited are authorised and regulated by the Financial Conduct Authority under registration number 828848, Holiday Extras Cover Ltd 05058680 is registered in England and Wales. Registered address, Ashford road, Newingreen, Kent CT21 4JF
Holiday Extras Cover Ltd is underwritten by White Horse Insurance Ireland dac is registered in Ireland No. 306045. White Horse Insurance Ireland dac’s Registered Office is First Floor, Rineanna House, Shannon Free Zone, Shannon, County Clare, Republic of Ireland. White Horse Insurance Ireland dac is authorised and regulated by the Central Bank of Ireland. Deemed authorised by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website, our FRN is 203320.